Who Is Howard Wight, CLU, ChFC?

	Born and raised in Baltimore, Maryland.
	Graduated from the U.S. Naval Academy in 1961.
	Served with the Seabees in Vietnam and was awarded the Navy Commendation Medal.
	Joined Connecticut General as an agent in 1969 in San Francisco.
	Associated with a small total financial planning firm from 1972 until 1975.
	Was an agent with Northwestern Mutual from 1973 until 1990.
	Has published the Wight Financial Concepts Newsletter monthly since 1983.
	Presents approximately 30 seminars annually in the United States, Canada, and Europe.
	Has spoken at the Million Dollar Round Table annual meeting six times.
	Has spoken twice at the International Forum.
	Howard is also the author of seven books: Financial Concepts Technique Book Thinking Bigger and Selling More . . . More Easily Success and Time Management Life's Lessons Red-Letter Language How To Create and Save a Fortune Using Life Insurance  Life Insurance in a Nutshell